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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,316 | $106,551+38.3% | $91,225+61.5% | $134,532+9.5% |
| Participation rate | 75.0% | 76.8%-1.8pp | 73.2%+1.8pp | 81.2%-6.2pp |
| Annual return | -14.19% | 160.78%-175.0pp | 114.12%-128.3pp | 418.27%-432.5pp |
| Employer contribution / active EE | $2,548 | $3,331-23.5% | $2,851-10.6% | $4,741-46.2% |
| Participant deferral / active EE | $6,300 | $4,718+33.5% | $4,233+48.8% | $6,401-1.6% |
| Admin fee / account holder | $52,048 | $6,234+734.8% | $5,422+859.9% | $11,429+355.4% |