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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,869 | $110,278+49.5% | $95,740+72.2% | $139,466+18.2% |
| Participation rate | 76.9% | 75.7%+1.2pp | 72.3%+4.7pp | 80.3%-3.4pp |
| Annual return | 17.07% | 27.19%-10.1pp | 28.41%-11.3pp | 373.66%-356.6pp |
| Employer contribution / active EE | $2,450 | $3,260-24.9% | $2,836-13.6% | $4,754-48.5% |
| Participant deferral / active EE | $4,390 | $4,674-6.1% | $4,244+3.4% | $6,712-34.6% |
| Admin fee / account holder | $782 | $6,613-88.2% | $5,676-86.2% | $11,409-93.1% |