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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,264 | $167,415-36.5% | $140,514-24.4% | $198,609-46.5% |
| Participation rate | 91.3% | 80.9%+10.4pp | 77.8%+13.5pp | 82.4%+8.9pp |
| Annual return | 9.44% | 13.85%-4.4pp | 14.36%-4.9pp | 202.70%-193.3pp |
| Employer contribution / active EE | $1,480 | $4,088-63.8% | $3,378-56.2% | $5,055-70.7% |
| Participant deferral / active EE | $5,789 | $5,579+3.8% | $4,919+17.7% | $6,977-17.0% |
| Admin fee / account holder | $23,516 | $16,730+40.6% | $13,697+71.7% | $19,030+23.6% |