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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,669 | $78,428+39.8% | $95,960+14.3% | $79,852+37.3% |
| Participation rate | 96.0% | 73.5%+22.5pp | 77.1%+18.9pp | 69.6%+26.4pp |
| Annual return | 26.52% | 19.37%+7.1pp | 91.63%-65.1pp | 31.72%-5.2pp |
| Employer contribution / active EE | $1,582 | $1,945-18.7% | $2,541-37.7% | $2,471-36.0% |
| Participant deferral / active EE | $5,718 | $3,440+66.2% | $4,167+37.2% | $3,740+52.9% |
| Admin fee / account holder | $577 | $5,622-89.7% | $6,797-91.5% | $5,306-89.1% |