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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,878 | $150,447-58.2% | $136,298-53.9% | $147,586-57.4% |
| Participation rate | 84.6% | 84.4%+0.2pp | 81.9%+2.7pp | 82.8%+1.8pp |
| Annual return | 13.60% | 1049.15%-1035.6pp | 5156.27%-5142.7pp | 578.59%-565.0pp |
| Employer contribution / active EE | $5,103 | $5,256-2.9% | $4,696+8.7% | $4,876+4.7% |
| Participant deferral / active EE | $7,092 | $6,631+7.0% | $6,247+13.5% | $5,439+30.4% |
| Admin fee / account holder | $24,915 | $10,906+128.5% | $9,244+169.5% | $10,886+128.9% |