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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,591 | $157,304-61.5% | $141,197-57.1% | $152,909-60.4% |
| Participation rate | 68.8% | 84.8%-16.1pp | 82.5%-13.7pp | 82.5%-13.7pp |
| Annual return | 16.74% | 64.34%-47.6pp | 71.41%-54.7pp | 345.46%-328.7pp |
| Employer contribution / active EE | $2,201 | $5,263-58.2% | $4,736-53.5% | $4,764-53.8% |
| Participant deferral / active EE | $5,176 | $7,111-27.2% | $6,710-22.9% | $5,851-11.5% |
| Admin fee / account holder | $22,548 | $12,126+86.0% | $10,265+119.7% | $11,601+94.4% |