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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,182 | $138,114-49.2% | $125,391-44.0% | $134,545-47.8% |
| Participation rate | 90.9% | 84.5%+6.4pp | 82.4%+8.5pp | 81.2%+9.7pp |
| Annual return | -16.07% | 750.88%-767.0pp | 572.41%-588.5pp | 418.37%-434.4pp |
| Employer contribution / active EE | $3,220 | $5,246-38.6% | $4,816-33.1% | $4,742-32.1% |
| Participant deferral / active EE | $6,981 | $7,801-10.5% | $7,448-6.3% | $6,401+9.1% |
| Admin fee / account holder | $1,156 | $11,570-90.0% | $10,009-88.4% | $11,431-89.9% |