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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,683 | $180,028+39.2% | $138,135+81.5% | $158,966+57.7% |
| Participation rate | 100.0% | 82.2%+17.8pp | 78.7%+21.3pp | 82.0%+18.0pp |
| Annual return | 13.46% | 21.68%-8.2pp | 20.51%-7.1pp | 302.95%-289.5pp |
| Employer contribution / active EE | $5,279 | $7,470-29.3% | $5,587-5.5% | $4,762+10.8% |
| Participant deferral / active EE | $13,210 | $7,717+71.2% | $6,431+105.4% | $5,983+120.8% |
| Admin fee / account holder | $136,689 | $17,912+663.1% | $11,856+1052.9% | $11,250+1115.0% |