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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,055 | $147,167+90.3% | $111,392+151.4% | $135,379+106.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 78.9%+21.1pp | 82.6%+17.4pp |
| Annual return | -5.25% | -4.44%-0.8pp | -2.06%-3.2pp | 519.79%-525.0pp |
| Employer contribution / active EE | $6,051 | $5,204+16.3% | $4,328+39.8% | $4,779+26.6% |
| Participant deferral / active EE | $12,139 | $6,565+84.9% | $5,567+118.1% | $5,609+116.4% |
| Admin fee / account holder | $5,239 | $20,270-74.2% | $12,266-57.3% | $10,828-51.6% |