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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,677 | $152,460+83.4% | $118,746+135.5% | $147,586+89.5% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.3%+21.7pp | 82.8%+17.2pp |
| Annual return | 19.04% | 17.41%+1.6pp | 24.54%-5.5pp | 578.59%-559.6pp |
| Employer contribution / active EE | $6,236 | $5,046+23.6% | $4,193+48.7% | $4,876+27.9% |
| Participant deferral / active EE | $12,598 | $6,212+102.8% | $5,332+136.2% | $5,439+131.6% |
| Admin fee / account holder | $1,196 | $16,953-92.9% | $10,720-88.8% | $10,886-89.0% |