See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,683 | $72,404-32.8% | $110,238-55.8% | $64,186-24.2% |
| Participation rate | 65.2% | 73.3%-8.2pp | 79.8%-14.7pp | 69.6%-4.4pp |
| Annual return | -7.91% | -6.29%-1.6pp | 314.74%-322.7pp | 7.63%-15.5pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $3,826-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $4,507 | $3,469+29.9% | $4,672-3.5% | $3,470+29.9% |
| Admin fee / account holder | $653 | $5,664-88.5% | $8,547-92.4% | $4,888-86.6% |