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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $441,933 | $81,331+443.4% | $155,534+184.1% | $80,935+446.0% |
| Participation rate | 96.6% | 66.3%+30.3pp | 78.2%+18.3pp | 67.7%+28.9pp |
| Annual return | 13.17% | 33.37%-20.2pp | 64.92%-51.7pp | 35.66%-22.5pp |
| Employer contribution / active EE | $11,861 | $3,105+282.0% | $4,675+153.7% | $2,757+330.2% |
| Participant deferral / active EE | $5,835 | $3,454+68.9% | $5,630+3.6% | $4,299+35.7% |
| Admin fee / account holder | $44,760 | $7,999+459.6% | $15,900+181.5% | $6,924+546.4% |