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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,310 | $91,179+183.3% | $178,499+44.7% | $79,852+223.5% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 15.27% | 24.19%-8.9pp | 151.10%-135.8pp | 31.72%-16.5pp |
| Employer contribution / active EE | $6,910 | $3,256+112.3% | $5,011+37.9% | $2,471+179.6% |
| Participant deferral / active EE | $5,602 | $3,236+73.1% | $5,202+7.7% | $3,740+49.8% |
| Admin fee / account holder | $3,171 | $6,749-53.0% | $13,986-77.3% | $5,306-40.2% |