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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,478 | $92,766-16.5% | $82,763-6.4% | $134,545-42.4% |
| Participation rate | 62.5% | 75.2%-12.7pp | 72.6%-10.1pp | 81.2%-18.7pp |
| Annual return | -16.92% | 946.97%-963.9pp | 702.45%-719.4pp | 418.37%-435.3pp |
| Employer contribution / active EE | $1,432 | $3,273-56.3% | $3,008-52.4% | $4,742-69.8% |
| Participant deferral / active EE | $3,786 | $4,802-21.2% | $4,395-13.9% | $6,401-40.9% |
| Admin fee / account holder | $2,826 | $5,978-52.7% | $5,325-46.9% | $11,431-75.3% |