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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,011 | $100,938-38.6% | $90,461-31.5% | $158,982-61.0% |
| Participation rate | 69.6% | 75.0%-5.5pp | 72.7%-3.1pp | 82.0%-12.4pp |
| Annual return | 13.71% | 1727.20%-1713.5pp | 1294.76%-1281.1pp | 302.99%-289.3pp |
| Employer contribution / active EE | $1,744 | $3,691-52.8% | $3,264-46.6% | $4,763-63.4% |
| Participant deferral / active EE | $4,852 | $4,350+11.5% | $3,964+22.4% | $5,983-18.9% |
| Admin fee / account holder | $5,662 | $6,510-13.0% | $5,617+0.8% | $11,252-49.7% |