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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,011 | $100,895-38.5% | $90,430-31.4% | $158,950-61.0% |
| Participation rate | 69.6% | 75.0%-5.5pp | 72.7%-3.1pp | 82.0%-12.4pp |
| Annual return | 13.71% | 1725.54%-1711.8pp | 1293.73%-1280.0pp | 302.91%-289.2pp |
| Employer contribution / active EE | $1,744 | $3,689-52.7% | $3,262-46.5% | $4,762-63.4% |
| Participant deferral / active EE | $4,852 | $4,347+11.6% | $3,963+22.4% | $5,983-18.9% |
| Admin fee / account holder | $5,662 | $6,505-13.0% | $5,613+0.9% | $11,248-49.7% |