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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,575 | $90,486-64.0% | $78,676-58.6% | $273,972-88.1% |
| Participation rate | 75.0% | 76.5%-1.5pp | 73.6%+1.4pp | 83.0%-8.0pp |
| Annual return | 6.89% | 75.62%-68.7pp | 62.19%-55.3pp | 41.46%-34.6pp |
| Employer contribution / active EE | $1,419 | $3,175-55.3% | $2,850-50.2% | $4,869-70.9% |
| Participant deferral / active EE | $4,163 | $3,901+6.7% | $3,517+18.4% | $5,287-21.3% |
| Admin fee / account holder | $772 | $5,263-85.3% | $4,510-82.9% | $10,133-92.4% |