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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,726 | $91,037+0.8% | $71,671+28.0% | $147,586-37.8% |
| Participation rate | 82.4% | 76.1%+6.2pp | 68.7%+13.6pp | 82.8%-0.5pp |
| Annual return | 15.13% | 20.48%-5.3pp | 20.65%-5.5pp | 578.59%-563.5pp |
| Employer contribution / active EE | $2,088 | $3,327-37.2% | $2,460-15.1% | $4,876-57.2% |
| Participant deferral / active EE | $3,802 | $4,498-15.5% | $3,438+10.6% | $5,439-30.1% |
| Admin fee / account holder | $5,119 | $8,613-40.6% | $5,558-7.9% | $10,886-53.0% |