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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,770 | $83,337+11.3% | $67,834+36.8% | $273,972-66.1% |
| Participation rate | 81.3% | 76.4%+4.8pp | 68.8%+12.5pp | 83.0%-1.8pp |
| Annual return | 1.18% | 259.45%-258.3pp | 138.47%-137.3pp | 41.46%-40.3pp |
| Employer contribution / active EE | $2,595 | $3,287-21.1% | $2,403+8.0% | $4,869-46.7% |
| Participant deferral / active EE | $4,654 | $4,088+13.9% | $3,160+47.3% | $5,287-12.0% |
| Admin fee / account holder | $13,779 | $6,752+104.1% | $4,622+198.1% | $10,133+36.0% |