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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,359 | $104,709-35.7% | $85,705-21.4% | $167,553-59.8% |
| Participation rate | 65.0% | 76.4%-11.4pp | 69.9%-4.9pp | 82.1%-17.1pp |
| Annual return | 14.44% | 21.45%-7.0pp | 21.49%-7.1pp | 478.89%-464.5pp |
| Employer contribution / active EE | $1,376 | $3,338-58.8% | $2,619-47.4% | $4,840-71.6% |
| Participant deferral / active EE | $2,713 | $4,827-43.8% | $3,924-30.9% | $6,343-57.2% |
| Admin fee / account holder | $7,166 | $10,036-28.6% | $6,877+4.2% | $12,316-41.8% |