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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,908 | $134,817+95.0% | $123,973+112.1% | $155,188+69.4% |
| Participation rate | 77.8% | 79.4%-1.6pp | 76.7%+1.1pp | 80.8%-3.0pp |
| Annual return | 14.91% | 515.49%-500.6pp | 388.13%-373.2pp | 148.84%-133.9pp |
| Employer contribution / active EE | $449 | $4,425-89.9% | $4,126-89.1% | $4,248-89.4% |
| Participant deferral / active EE | $4,489 | $5,706-21.3% | $5,247-14.5% | $6,531-31.3% |
| Admin fee / account holder | $118,710 | $13,245+796.2% | $11,799+906.1% | $14,480+719.8% |