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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,908 | $129,737+102.6% | $119,126+120.7% | $154,746+69.9% |
| Participation rate | 77.8% | 78.9%-1.1pp | 75.8%+2.0pp | 80.7%-2.9pp |
| Annual return | 14.91% | 379.08%-364.2pp | 282.11%-267.2pp | 172.34%-157.4pp |
| Employer contribution / active EE | $449 | $4,375-89.7% | $4,034-88.9% | $4,379-89.8% |
| Participant deferral / active EE | $4,489 | $5,842-23.2% | $5,318-15.6% | $6,730-33.3% |
| Admin fee / account holder | $118,710 | $11,961+892.5% | $10,693+1010.1% | $14,365+726.4% |