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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,908 | $111,535+135.7% | $105,223+149.9% | $137,256+91.5% |
| Participation rate | 77.8% | 78.1%-0.3pp | 75.0%+2.7pp | 80.0%-2.2pp |
| Annual return | 14.91% | 237.85%-222.9pp | 180.65%-165.7pp | 220.34%-205.4pp |
| Employer contribution / active EE | $449 | $3,939-88.6% | $3,689-87.8% | $4,156-89.2% |
| Participant deferral / active EE | $4,489 | $5,500-18.4% | $5,072-11.5% | $6,407-29.9% |
| Admin fee / account holder | $118,710 | $9,721+1121.1% | $8,859+1240.0% | $12,270+867.5% |