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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,084 | $134,001+44.8% | $112,258+72.9% | $134,509+44.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -16.07% | 47.15%-63.2pp | 27.47%-43.5pp | 418.13%-434.2pp |
| Employer contribution / active EE | $488 | $4,039-87.9% | $3,636-86.6% | $4,741-89.7% |
| Participant deferral / active EE | $6,246 | $5,291+18.0% | $4,728+32.1% | $6,400-2.4% |
| Admin fee / account holder | $23,366 | $7,491+211.9% | $6,411+264.4% | $11,427+104.5% |