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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY7+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $286,778 |
FOCUS 401K GROUP, LLC7+ years Filed as: FOCUS 401(K) GROUP, LLC Service code 27 · EIN 47-1258840 | Advisory (Plan) | $149,151 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,847 | $52,626-11.0% | $98,508-52.4% | $93,010-49.6% |
| Participation rate | 93.0% | 65.3%+27.7pp | 73.3%+19.7pp | 73.9%+19.1pp |
| Annual return | 18.82% | 16.95%+1.9pp | 1495.22%-1476.4pp | 158.70%-139.9pp |
| Employer contribution / active EE | $523 | $1,894-72.4% | $2,961-82.3% | $2,705-80.7% |
| Participant deferral / active EE | $4,195 | $2,907+44.3% | $4,276-1.9% | $4,561-8.0% |
| Admin fee / account holder | $100 | $102-1.9% | $5,956-98.3% | $152-33.9% |