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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $346,930 |
Filed as: FOCUS HOLDINGS UNSA INC Service code 27 · EIN 47-1258840 | Advisory (Plan) | $165,119 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,381 | $52,804-8.4% | $86,617-44.1% | $80,149-39.6% |
| Participation rate | 91.6% | 62.6%+29.0pp | 71.7%+19.9pp | 72.9%+18.6pp |
| Annual return | 19.54% | 24.84%-5.3pp | 591.91%-572.4pp | 40.39%-20.8pp |
| Employer contribution / active EE | $682 | $2,140-68.1% | $3,023-77.4% | $2,977-77.1% |
| Participant deferral / active EE | $5,134 | $3,226+59.1% | $4,437+15.7% | $5,015+2.4% |
| Admin fee / account holder | $109 | $113-3.8% | $5,613-98.1% | $145-25.1% |