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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $346,930 |
Filed as: FOCUS HOLDINGS UNSA INC Service code 27 · EIN 47-1258840 | Advisory (Plan) | $165,119 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,381 | $52,960-8.6% | $86,681-44.2% | $80,187-39.7% |
| Participation rate | 91.6% | 62.4%+29.2pp | 71.7%+19.9pp | 72.9%+18.6pp |
| Annual return | 19.54% | 24.84%-5.3pp | 593.32%-573.8pp | 40.40%-20.9pp |
| Employer contribution / active EE | $682 | $2,138-68.1% | $3,026-77.5% | $2,980-77.1% |
| Participant deferral / active EE | $5,134 | $3,226+59.1% | $4,440+15.6% | $5,016+2.3% |
| Admin fee / account holder | $109 | $113-4.1% | $5,620-98.1% | $145-25.1% |