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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $173,117 |
FOCUS 401K GROUP, LLC4+ years Filed as: FOCUS 401(K) GROUP, LLC Service code 27 · EIN 47-1258840 | Advisory (Plan) | $96,871 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,425 | $37,884+9.3% | $79,472-47.9% | $75,289-45.0% |
| Participation rate | 82.4% | 65.0%+17.4pp | 73.3%+9.1pp | 72.4%+10.0pp |
| Annual return | -3.42% | 1.06%-4.5pp | 718.32%-721.7pp | -0.04%-3.4pp |
| Employer contribution / active EE | $419 | $1,680-75.1% | $2,801-85.1% | $2,405-82.6% |
| Participant deferral / active EE | $3,270 | $2,569+27.3% | $3,704-11.7% | $3,739-12.5% |
| Admin fee / account holder | $98 | $77+28.6% | $5,104-98.1% | $102-3.8% |