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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,602 | $58,927-41.3% | $76,823-55.0% | $72,983-52.6% |
| Participation rate | 45.2% | 67.3%-22.1pp | 72.1%-26.9pp | 69.5%-24.3pp |
| Annual return | 18.70% | 2305.64%-2286.9pp | 1166.42%-1147.7pp | 81.01%-62.3pp |
| Employer contribution / active EE | $1,385 | $1,787-22.5% | $2,302-39.9% | $2,440-43.2% |
| Participant deferral / active EE | $2,084 | $2,690-22.5% | $3,336-37.5% | $3,608-42.2% |
| Admin fee / account holder | $2,179 | $4,013-45.7% | $6,422-66.1% | $5,124-57.5% |