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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,878 | $63,082-32.0% | $81,716-47.5% | $79,852-46.3% |
| Participation rate | 41.9% | 67.5%-25.6pp | 72.0%-30.1pp | 69.6%-27.7pp |
| Annual return | 15.00% | 22.66%-7.7pp | 29.49%-14.5pp | 31.72%-16.7pp |
| Employer contribution / active EE | $1,032 | $1,795-42.5% | $4,310-76.1% | $2,471-58.2% |
| Participant deferral / active EE | $1,533 | $2,780-44.9% | $7,108-78.4% | $3,740-59.0% |
| Admin fee / account holder | $1,931 | $4,428-56.4% | $5,159-62.6% | $5,306-63.6% |