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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,858 | $52,306-65.9% | $69,779-74.4% | $62,881-71.6% |
| Participation rate | 100.0% | 67.2%+32.8pp | 71.8%+28.2pp | 69.3%+30.7pp |
| Annual return | 2.80% | 13.35%-10.6pp | 12.99%-10.2pp | 20.14%-17.3pp |
| Employer contribution / active EE | $2,653 | $1,799+47.5% | $2,338+13.5% | $2,281+16.3% |
| Participant deferral / active EE | $1,835 | $2,395-23.4% | $2,931-37.4% | $3,203-42.7% |
| Admin fee / account holder | $1,051 | $3,691-71.5% | $4,381-76.0% | $4,296-75.5% |