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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,291 | $101,950-43.8% | $125,529-54.4% | $86,983-34.1% |
| Participation rate | 64.0% | 70.2%-6.2pp | 74.7%-10.7pp | 69.5%-5.5pp |
| Annual return | 14.61% | 18.29%-3.7pp | 202.56%-187.9pp | 25.83%-11.2pp |
| Employer contribution / active EE | $1,076 | $2,358-54.4% | $3,058-64.8% | $2,584-58.4% |
| Participant deferral / active EE | $4,393 | $3,862+13.7% | $4,813-8.7% | $4,194+4.7% |
| Admin fee / account holder | $2,697 | $12,791-78.9% | $16,298-83.5% | $7,856-65.7% |