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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,529 | $61,660-42.4% | $80,022-55.6% | $64,173-44.6% |
| Participation rate | 80.5% | 71.7%+8.8pp | 75.8%+4.7pp | 69.6%+10.9pp |
| Annual return | -3.88% | -0.33%-3.6pp | 11.22%-15.1pp | 7.63%-11.5pp |
| Employer contribution / active EE | $59 | $1,810-96.7% | $2,468-97.6% | $2,381-97.5% |
| Participant deferral / active EE | $2,163 | $2,968-27.1% | $3,686-41.3% | $3,470-37.7% |
| Admin fee / account holder | $2,396 | $5,417-55.8% | $6,521-63.3% | $4,887-51.0% |