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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,930 | $73,019-42.6% | $90,766-53.8% | $68,490-38.8% |
| Participation rate | 61.1% | 70.8%-9.7pp | 75.7%-14.6pp | 67.9%-6.8pp |
| Annual return | -15.58% | -13.81%-1.8pp | -12.16%-3.4pp | -7.85%-7.7pp |
| Employer contribution / active EE | $546 | $2,193-75.1% | $2,922-81.3% | $2,597-79.0% |
| Participant deferral / active EE | $2,529 | $3,626-30.3% | $4,565-44.6% | $4,028-37.2% |
| Admin fee / account holder | $3,794 | $5,897-35.6% | $8,446-55.1% | $5,403-29.8% |