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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,469 | $87,733-47.0% | $106,555-56.4% | $85,847-45.9% |
| Participation rate | 72.9% | 71.9%+1.0pp | 76.1%-3.2pp | 69.3%+3.6pp |
| Annual return | 10.41% | 21.86%-11.4pp | 26.80%-16.4pp | 318.61%-308.2pp |
| Employer contribution / active EE | $460 | $2,073-77.8% | $2,819-83.7% | $2,565-82.0% |
| Participant deferral / active EE | $2,140 | $3,469-38.3% | $4,399-51.3% | $3,952-45.9% |
| Admin fee / account holder | $4,889 | $6,767-27.8% | $7,408-34.0% | $6,261-21.9% |