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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,923 | $77,817+126.1% | $123,553+42.4% | $64,173+174.1% |
| Participation rate | 77.5% | 74.7%+2.8pp | 82.3%-4.8pp | 69.6%+7.9pp |
| Annual return | -4.94% | 12.49%-17.4pp | 119.21%-124.1pp | 7.63%-12.6pp |
| Employer contribution / active EE | $1,587 | $3,014-47.3% | $4,628-65.7% | $2,381-33.3% |
| Participant deferral / active EE | $5,698 | $5,240+8.7% | $6,426-11.3% | $3,470+64.2% |
| Admin fee / account holder | $7,879 | $5,519+42.8% | $9,284-15.1% | $4,887+61.2% |