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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,680 | $105,210+139.2% | $159,487+57.8% | $85,851+193.2% |
| Participation rate | 81.0% | 75.8%+5.2pp | 82.8%-1.9pp | 69.3%+11.6pp |
| Annual return | 12.94% | 45.08%-32.1pp | 263.71%-250.8pp | 318.63%-305.7pp |
| Employer contribution / active EE | $1,938 | $3,319-41.6% | $4,831-59.9% | $2,565-24.4% |
| Participant deferral / active EE | $6,915 | $5,946+16.3% | $7,354-6.0% | $3,952+75.0% |
| Admin fee / account holder | $1,239 | $6,934-82.1% | $10,804-88.5% | $6,261-80.2% |