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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,004 | $102,385+107.1% | $147,080+44.1% | $80,935+161.9% |
| Participation rate | 69.4% | 75.9%-6.5pp | 82.2%-12.8pp | 67.7%+1.7pp |
| Annual return | 13.33% | 135.09%-121.8pp | 420.17%-406.8pp | 35.66%-22.3pp |
| Employer contribution / active EE | $1,371 | $3,717-63.1% | $4,933-72.2% | $2,757-50.3% |
| Participant deferral / active EE | $6,101 | $6,651-8.3% | $8,066-24.4% | $4,299+41.9% |
| Admin fee / account holder | $10,303 | $7,951+29.6% | $12,989-20.7% | $6,924+48.8% |