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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,810 | $99,345-74.0% | $84,753-69.5% | $273,972-90.6% |
| Participation rate | 57.9% | 80.7%-22.8pp | 76.6%-18.7pp | 83.0%-25.1pp |
| Annual return | 6.98% | 22.93%-16.0pp | 22.78%-15.8pp | 41.46%-34.5pp |
| Employer contribution / active EE | $916 | $4,214-78.3% | $3,574-74.4% | $4,869-81.2% |
| Participant deferral / active EE | $2,023 | $4,270-52.6% | $3,712-45.5% | $5,287-61.7% |
| Admin fee / account holder | $2,503 | $6,645-62.3% | $5,333-53.1% | $10,133-75.3% |