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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,392 | $97,732-69.9% | $83,831-64.9% | $135,380-78.3% |
| Participation rate | 60.0% | 80.0%-20.0pp | 76.1%-16.1pp | 82.6%-22.6pp |
| Annual return | -7.18% | 1287.56%-1294.7pp | 850.99%-858.2pp | 519.81%-527.0pp |
| Employer contribution / active EE | $878 | $4,222-79.2% | $3,631-75.8% | $4,779-81.6% |
| Participant deferral / active EE | $2,028 | $4,683-56.7% | $4,082-50.3% | $5,609-63.8% |
| Admin fee / account holder | $2,246 | $6,675-66.3% | $5,479-59.0% | $10,828-79.3% |