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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,365 | $106,008-67.6% | $92,240-62.7% | $147,586-76.7% |
| Participation rate | 45.0% | 80.4%-35.4pp | 76.5%-31.5pp | 82.8%-37.8pp |
| Annual return | 19.35% | 50.05%-30.7pp | 176.29%-156.9pp | 578.59%-559.2pp |
| Employer contribution / active EE | $886 | $4,333-79.6% | $3,680-75.9% | $4,876-81.8% |
| Participant deferral / active EE | $1,987 | $4,478-55.6% | $3,897-49.0% | $5,439-63.5% |
| Admin fee / account holder | $3,246 | $6,333-48.7% | $5,194-37.5% | $10,886-70.2% |