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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $539,465 | $102,422+426.7% | $147,117+266.7% | $80,959+566.3% |
| Participation rate | 84.6% | 75.9%+8.7pp | 82.2%+2.4pp | 67.7%+16.9pp |
| Annual return | 13.97% | 135.16%-121.2pp | 420.54%-406.6pp | 35.67%-21.7pp |
| Employer contribution / active EE | $10,946 | $3,717+194.5% | $4,932+121.9% | $2,757+297.0% |
| Participant deferral / active EE | $8,514 | $6,652+28.0% | $8,065+5.6% | $4,300+98.0% |
| Admin fee / account holder | $14,474 | $7,953+82.0% | $12,993+11.4% | $6,925+109.0% |