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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $539,465 | $102,429+426.7% | $147,096+266.7% | $80,925+566.6% |
| Participation rate | 84.6% | 75.9%+8.8pp | 82.2%+2.4pp | 67.7%+17.0pp |
| Annual return | 13.97% | 135.02%-121.1pp | 419.75%-405.8pp | 35.65%-21.7pp |
| Employer contribution / active EE | $10,946 | $3,716+194.6% | $4,936+121.8% | $2,756+297.1% |
| Participant deferral / active EE | $8,514 | $6,649+28.1% | $8,071+5.5% | $4,299+98.1% |
| Admin fee / account holder | $14,474 | $7,957+81.9% | $13,005+11.3% | $6,940+108.6% |