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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,208 | $106,749+367.6% | $145,433+243.3% | $82,448+505.5% |
| Participation rate | 88.9% | 75.6%+13.2pp | 82.1%+6.8pp | 68.1%+20.8pp |
| Annual return | 14.26% | 27.59%-13.3pp | 66.58%-52.3pp | 41.64%-27.4pp |
| Employer contribution / active EE | $11,244 | $3,444+226.4% | $4,554+146.9% | $2,551+340.8% |
| Participant deferral / active EE | $8,682 | $6,519+33.2% | $7,897+9.9% | $4,139+109.8% |
| Admin fee / account holder | $132,430 | $8,390+1478.4% | $13,129+908.7% | $7,234+1730.6% |