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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,425 | $77,817+128.0% | $123,553+43.6% | $64,173+176.5% |
| Participation rate | 94.1% | 74.7%+19.4pp | 82.3%+11.8pp | 69.6%+24.5pp |
| Annual return | -6.33% | 12.49%-18.8pp | 119.21%-125.5pp | 7.63%-14.0pp |
| Employer contribution / active EE | $449 | $3,014-85.1% | $4,628-90.3% | $2,381-81.2% |
| Participant deferral / active EE | $3,146 | $5,240-40.0% | $6,426-51.0% | $3,470-9.3% |
| Admin fee / account holder | $2,855 | $5,519-48.3% | $9,284-69.3% | $4,887-41.6% |