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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,536 | $105,210+200.9% | $159,487+98.5% | $85,851+268.7% |
| Participation rate | 82.8% | 75.8%+7.0pp | 82.8%-0.1pp | 69.3%+13.4pp |
| Annual return | 13.23% | 45.08%-31.8pp | 263.71%-250.5pp | 318.63%-305.4pp |
| Employer contribution / active EE | $162 | $3,319-95.1% | $4,831-96.6% | $2,565-93.7% |
| Participant deferral / active EE | $3,245 | $5,946-45.4% | $7,354-55.9% | $3,952-17.9% |
| Admin fee / account holder | $14,766 | $6,934+112.9% | $10,804+36.7% | $6,261+135.9% |