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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,641 | $76,551+126.8% | $123,894+40.2% | $62,881+176.1% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 4.05% | 18.68%-14.6pp | 47.52%-43.5pp | 20.14%-16.1pp |
| Employer contribution / active EE | $221 | $2,882-92.3% | $4,617-95.2% | $2,281-90.3% |
| Participant deferral / active EE | $3,383 | $4,840-30.1% | $5,984-43.5% | $3,203+5.6% |
| Admin fee / account holder | $14,958 | $4,826+210.0% | $8,357+79.0% | $4,296+248.2% |