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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,405 | $152,460-19.1% | $118,746+3.9% | $147,586-16.4% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.3%+21.7pp | 82.8%+17.2pp |
| Annual return | 17.34% | 17.41%-0.1pp | 24.54%-7.2pp | 578.59%-561.3pp |
| Employer contribution / active EE | $4,891 | $5,046-3.1% | $4,193+16.7% | $4,876+0.3% |
| Participant deferral / active EE | $4,197 | $6,212-32.4% | $5,332-21.3% | $5,439-22.8% |
| Admin fee / account holder | $32,385 | $16,953+91.0% | $10,720+202.1% | $10,886+197.5% |