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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,586 | $175,646+18.8% | $129,118+61.5% | $134,545+55.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.2%+22.8pp | 81.2%+18.8pp |
| Annual return | -22.18% | -11.39%-10.8pp | -10.94%-11.2pp | 418.37%-440.6pp |
| Employer contribution / active EE | $10,960 | $6,355+72.5% | $5,051+117.0% | $4,742+131.2% |
| Participant deferral / active EE | $5,487 | $7,970-31.2% | $6,539-16.1% | $6,401-14.3% |
| Admin fee / account holder | $38,699 | $23,578+64.1% | $14,305+170.5% | $11,431+238.6% |