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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,952 | $73,981+52.7% | $105,754+6.8% | $62,881+79.6% |
| Participation rate | 96.0% | 71.7%+24.3pp | 78.9%+17.1pp | 69.3%+26.7pp |
| Annual return | 7.12% | 17.60%-10.5pp | 12.25%-5.1pp | 20.14%-13.0pp |
| Employer contribution / active EE | $4,057 | $2,856+42.0% | $4,079-0.5% | $2,281+77.8% |
| Participant deferral / active EE | $3,055 | $4,038-24.4% | $5,326-42.6% | $3,203-4.6% |
| Admin fee / account holder | $31,126 | $5,976+420.8% | $8,309+274.6% | $4,296+624.6% |