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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,769 | $27,632+214.0% | $61,399+41.3% | $68,495+26.7% |
| Participation rate | 15.2% | 39.5%-24.4pp | 52.6%-37.4pp | 67.9%-52.7pp |
| Annual return | -14.68% | -13.24%-1.4pp | 338.81%-353.5pp | -7.84%-6.8pp |
| Employer contribution / active EE | $555 | $696-20.3% | $1,159-52.1% | $2,596-78.6% |
| Participant deferral / active EE | $1,402 | $1,264+10.9% | $2,124-34.0% | $4,028-65.2% |
| Admin fee / account holder | $0 | $2,010-100.0% | $2,131-100.0% | $5,403-100.0% |