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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,175 | $34,316+101.6% | $74,723-7.4% | $72,976-5.2% |
| Participation rate | 14.3% | 42.4%-28.1pp | 54.5%-40.2pp | 69.5%-55.2pp |
| Annual return | 20.36% | 26.58%-6.2pp | 753.18%-732.8pp | 81.02%-60.7pp |
| Employer contribution / active EE | $404 | $692-41.6% | $1,084-62.7% | $2,440-83.4% |
| Participant deferral / active EE | $1,022 | $1,272-19.7% | $1,962-47.9% | $3,608-71.7% |
| Admin fee / account holder | $1,476 | $2,125-30.5% | $3,335-55.7% | $5,124-71.2% |