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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,062 | $32,117+71.4% | $71,089-22.5% | $64,173-14.2% |
| Participation rate | 15.4% | 42.7%-27.3pp | 54.6%-39.3pp | 69.6%-54.2pp |
| Annual return | -8.47% | -5.57%-2.9pp | 650.65%-659.1pp | 7.63%-16.1pp |
| Employer contribution / active EE | $419 | $712-41.2% | $1,088-61.5% | $2,381-82.4% |
| Participant deferral / active EE | $1,083 | $1,263-14.2% | $1,873-42.2% | $3,470-68.8% |
| Admin fee / account holder | $718 | $2,759-74.0% | $3,082-76.7% | $4,887-85.3% |