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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,287 | $37,446+119.7% | $77,552+6.1% | $79,856+3.0% |
| Participation rate | 16.2% | 41.5%-25.3pp | 54.2%-38.0pp | 69.6%-53.4pp |
| Annual return | 13.00% | 39.76%-26.8pp | 54.82%-41.8pp | 31.71%-18.7pp |
| Employer contribution / active EE | $384 | $637-39.8% | $987-61.1% | $2,471-84.5% |
| Participant deferral / active EE | $1,173 | $1,261-6.9% | $1,861-36.9% | $3,741-68.6% |
| Admin fee / account holder | $47 | $2,506-98.1% | $2,859-98.3% | $5,306-99.1% |