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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,403 | $99,921-33.5% | $85,009-21.9% | $145,959-54.5% |
| Participation rate | 81.8% | 74.1%+7.7pp | 67.5%+14.3pp | 80.3%+1.5pp |
| Annual return | 14.06% | 83.89%-69.8pp | 66.47%-52.4pp | 561.95%-547.9pp |
| Employer contribution / active EE | $2,450 | $3,233-24.2% | $2,728-10.2% | $4,661-47.4% |
| Participant deferral / active EE | $3,153 | $5,293-40.4% | $4,522-30.3% | $6,689-52.9% |
| Admin fee / account holder | $1,635 | $7,252-77.5% | $6,153-73.4% | $13,398-87.8% |