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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,403 | $100,139-33.7% | $85,187-22.1% | $145,884-54.5% |
| Participation rate | 81.8% | 74.1%+7.7pp | 67.5%+14.3pp | 80.3%+1.5pp |
| Annual return | 14.06% | 84.15%-70.1pp | 66.67%-52.6pp | 551.85%-537.8pp |
| Employer contribution / active EE | $2,450 | $3,238-24.3% | $2,732-10.3% | $4,662-47.4% |
| Participant deferral / active EE | $3,153 | $5,296-40.5% | $4,525-30.3% | $6,690-52.9% |
| Admin fee / account holder | $1,635 | $7,262-77.5% | $6,162-73.5% | $13,392-87.8% |