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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,929 | $96,338-38.8% | $80,589-26.9% | $139,427-57.7% |
| Participation rate | 81.8% | 73.6%+8.2pp | 67.0%+14.8pp | 80.3%+1.5pp |
| Annual return | 12.88% | 1350.43%-1337.5pp | 935.83%-922.9pp | 373.27%-360.4pp |
| Employer contribution / active EE | $2,041 | $3,263-37.5% | $2,724-25.1% | $4,752-57.0% |
| Participant deferral / active EE | $2,831 | $5,234-45.9% | $4,449-36.4% | $6,711-57.8% |
| Admin fee / account holder | $6,653 | $6,600+0.8% | $5,379+23.7% | $11,404-41.7% |