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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,929 | $96,419-38.9% | $80,648-26.9% | $139,487-57.8% |
| Participation rate | 81.8% | 73.6%+8.2pp | 67.0%+14.8pp | 80.3%+1.5pp |
| Annual return | 12.88% | 1352.86%-1340.0pp | 937.21%-924.3pp | 373.84%-361.0pp |
| Employer contribution / active EE | $2,041 | $3,261-37.4% | $2,724-25.1% | $4,755-57.1% |
| Participant deferral / active EE | $2,831 | $5,225-45.8% | $4,443-36.3% | $6,713-57.8% |
| Admin fee / account holder | $6,653 | $6,605+0.7% | $5,382+23.6% | $11,407-41.7% |